Crux Compliance Practitioners

Compliance Stewardship

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We support the letter and spirit of the law

Crux Compliance Practitioners are an independent Christian based compliance practice registered with the Financial Services Conduct Authority since March 2005. It was started by financial planners, for financial planners.

We are a value-based compliance offering and seeks to partner with Financial Service Providers who share the same vision for the Financial Services Industry. We support both the letter and the spirit of the law.


We have a dynamic team that strive for excellence

Meet our Team


Mr JB Joannides CPrac (SA)

Justin has been approved compliance officer with the financial services board since 2011, he previously held senior management positions within industry and has over 15 years’ experience in financial services which include operations, client service and distribution.

Mrs N Joannides

(Business Administration) – Natalia has a number of years’ experience in management and assist us with our training and accounts departments.

Ms. P Soma CPrac(SA)

Pervina is our compliance associate in Johannesburg South. Our partnership with Pervina provides us with greater understanding of the changing financial services landscape.

Mrs. S Venter

Suzette is our compliance associate in Mpumulanga. Suzette has over 10 years’ experience in compliance management. She is an invaluable asset to our team.

Adding context to your choices


FAIS Ombud Case Studies

By Moonstone Information Refinery The FAIS Ombud’s 2022/23 includes case studies of where the Office was able to resolve disputes by way of a settlement. Below are four case studies. Misrepresentation by a representative - Background to the complaint The complainant...

Understanding UBO

From CompliNEWS | Financial Service Intelligence Watch Enhancing security in business relationships: Understanding UBO identification Compli-Serve In today's legal and technological landscape, businesses must take stringent measures against fraud, aligning with...

FSCA verification process

From CompliNEWS | Financial Service Intelligence Watch FSCA initiates verification process for financial institution owners and directors, including criminal records; notes from Compli-Serve The FSCA has recently issued Communication 27 of 2023, which pertains to the...

Fintech AML compliance

From CompliNEWS | Financial Service Intelligence Watch Navigating the world of AML compliance in Fintech In the fast-paced realm of Fintech, where traditional financial giants, tech titans and agile start-ups vie for dominance, the importance of Anti-Money Laundering...

Crucial role of compliance

From CompliNEWS | Financial Service Intelligence Watch The crucial role of compliance in strategic business discussions In today's rapidly evolving and highly regulated business landscape, compliance has emerged as a pivotal function within organisations. Gone are the...

Companies Amendment Act

From CompliNEWS | Financial Service Intelligence Watch Controversy surrounds proposed access to private company financial statements and director pay disclosures in Companies Amendment Bill Objections to proposals in the Companies Amendment Bill that would allow...

Bitcoin will likely be permanent part of asset landscape

From CompliNEWS | Financial Service Intelligence Watch Legalbrief Forensic Estimates of new capital coming into Bitcoin during 2024 range from $500bn to $1trn, which would double its market cap, at the very least, writes University of Johannesburg professor, Steven...

Complaints lodged against BHI Trust date back six years

From Moonstone Monitor by Mark Bechard and Nettalie Viljoen While the Specialised Commercial Crime Unit remains mum on the progress of its official investigation into Craig Warriner, the threads of the web that was BHI Trust are slowly starting to unravel as more...

Data protection safeguarding your information

From CompliNEWS | Financial Service Intelligence Watch Returning to fundamentals: locating and safeguarding your data ENSafrica As the hybrid world of remote and in-person working has been normalised, some businesses are hosting events and conferences using 3D and...

Representative Recruitment Processes

From CompliNEWS | Financial Service Intelligence Watch Finding the right fit: key considerations for FSPs when hiring a representative Compli-Serve Financial Service Providers (FSPs) often face the challenge of hiring the right Representative. Imagine believing you've...