Crux Compliance Practitioners

Compliance Stewardship

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We support the letter and spirit of the law

Crux Compliance Practitioners are an independent Christian based compliance practice registered with the Financial Services Conduct Authority since March 2005. It was started by financial planners, for financial planners.

We are a value-based compliance offering and seeks to partner with Financial Service Providers who share the same vision for the Financial Services Industry. We support both the letter and the spirit of the law.

 

We have a dynamic team that strive for excellence

Meet our Team

 

Mr JB Joannides CPrac (SA)

Justin has been approved compliance officer with the financial services board since 2011, he previously held senior management positions within industry and has over 15 years’ experience in financial services which include operations, client service and distribution.

Mrs N Joannides

(Business Administration) – Natalia has a number of years’ experience in management and assist us with our training and accounts departments.

Ms. P Soma CPrac(SA)

Pervina is our compliance associate in Johannesburg South. Our partnership with Pervina provides us with greater understanding of the changing financial services landscape.

Mrs. S Venter

Suzette is our compliance associate in Mpumulanga. Suzette has over 10 years’ experience in compliance management. She is an invaluable asset to our team.

Adding context to your choices

OUR LATEST BLOGS

Annual Financial Statements 30 June 2025

FINANCIAL STATEMENTS 30 JUNE Just a friendly reminder that FSP's with Financial Year End 28 February, the 2025 financial statements are due for submission onto the FSCA by 30 June 2025. Should the 2025 financials be ready, we will gladly assist with the FAIS online...

PAIA Reports 30 June 2025

ANNUAL PAIA REPORTS 30 JUNE The Information Regulator has requested all public and private bodies to submit Annual Reports for the 2023-2024 financial year by 30 June 2025, in terms of PAIA, Notice PAIA Reports Submission and Requirements: Submission must be done via...

CPD Deadline 31 May

With the next CPD cycle for the 2023 /2024 period having begun on 1 June 2024 and ending 31 May 2025, we wish to remind FSP’s, key individuals and representatives that CPD is one of the outcomes of the Fit and Proper Requirements is to ensure that persons who render...

Complaints Management

From CompliNEWS | Financial Service Intelligence Watch FSCA Industry Review reveals critical gaps in complaints management across financial institutions - A compliance perspective The Financial Sector Conduct Authority’s (FSCA) 2025 Complaints Management Industry...

Record of Advice

From CompliNEWS | Financial Service Intelligence Watch No record of advice, no defence - Ombud reinforces importance of keeping advice records A recent case cited by the FAIS Ombud has highlighted a critical compliance failure — the inability of a financial adviser to...

POPIA and the expanding reach of the right to privacy

From CompliNEWS | Financial Service Intelligence Watch Practice Note: POPIA and the expanding reach of the right to privacy The constitutional right to privacy, enshrined in section 14 of the Constitution, continues to play a critical role in legal developments and...

Fica RMCP Governance

FICA : RISK AND COMPLIANCE MANAGEMENT PROGRAMME GOVERNANCE The accountable institution’s RMCP document must provide for all the requirements as set out in section 42 read with section 42A of the FIC Act and regular interval dates upon when the RMCP will be reviewed....

Succession Planning

From CompliNEWS | Financial Service Intelligence Watch Succession Planning By Lee Rossini Succession planning is a vital aspect of any business, particularly in the financial services arena, where clients build long-term relationships with their financial planners. A...

Tribunal rules against former Sanlam representative in signature dispute

by Moonstone Information Refinery The Financial Services Tribunal (FST) has upheld the debarment of a representative who falsely claimed that a client signed application documentation via an in-person link. Joash Daniels Nadasen’s association with Sanlam Life...

Information Regulator opens 2024-25 PAIA annual reporting period

From CompliNEWS | Financial Service Intelligence Watch Information Regulator opens 2024/25 PAIA annual reporting period The Information Regulator of South Africa has officially called on all public and private bodies to submit their Annual PAIA Reports for the...