Crux Compliance Practitioners

Compliance Stewardship

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We support the letter and spirit of the law

Crux Compliance Practitioners are an independent Christian based compliance practice registered with the Financial Services Conduct Authority since March 2005. It was started by financial planners, for financial planners.

We are a value-based compliance offering and seeks to partner with Financial Service Providers who share the same vision for the Financial Services Industry. We support both the letter and the spirit of the law.

 

We have a dynamic team that strive for excellence

Meet our Team

 

Mr JB Joannides CPrac (SA)

Justin has been approved compliance officer with the financial services board since 2011, he previously held senior management positions within industry and has over 15 years’ experience in financial services which include operations, client service and distribution.

Mrs N Joannides

(Business Administration) – Natalia has a number of years’ experience in management and assist us with our training and accounts departments.

Ms. P Soma CPrac(SA)

Pervina is our compliance associate in Johannesburg South. Our partnership with Pervina provides us with greater understanding of the changing financial services landscape.

Mrs. S Venter

Suzette is our compliance associate in Mpumulanga. Suzette has over 10 years’ experience in compliance management. She is an invaluable asset to our team.

Adding context to your choices

OUR LATEST BLOGS

SARB appeals High Court ruling exempting cryptocurrencies from exchange control regulations

From CompliNEWS | Financial Service Intelligence Watch SARB appeals High Court ruling exempting cryptocurrencies from exchange control regulations On Monday, the South African Reserve Bank (SARB) filed an appeal against a ruling by the Gauteng High Court (Pretoria),...

FIC launches official WhatsApp channel for compliance updates

From CompliNEWS | Financial Service Intelligence Watch FIC launches official WhatsApp channel for compliance updates The Financial Intelligence Centre (FIC) has launched an official WhatsApp channel to keep accountable institutions, businesses, and the public informed...

Broker ordered to pay R681k – a case study in material change risk

From CompliNEWS | Financial Service Intelligence Watch Broker ordered to pay R681k - a case study in material change risk In a significant determination handed down on 25 February 2025, the FAIS Ombud ruled that Barton Insurance Brokers (Pty) Ltd was negligent in...

The real cost of FICA non-compliance

From CompliNEWS | Financial Service Intelligence Watch The real cost of FICA non-compliance: Why businesses can't afford to slip A FA News report notes that FICA compliance is no longer a 'nice to have' – it’s a regulatory necessity with serious consequences for those...

FIC ramps up enforcement

From CompliNEWS | Financial Service Intelligence Watch FIC ramps up enforcement - Non-compliance penalties hit R7.8 million FA News reports a marked rise in administrative sanctions imposed due to non-compliance with the Financial Intelligence Centre (FIC) Act, with...

Cyber Resilience Regulatory Mandate

From CompliNEWS | Financial Service Intelligence Watch Cyber resilience in South Africa: From regulatory mandate to strategic imperative By James George, Compli-Serve Cyber threats are no longer hypothetical risks or technical annoyances. In South Africa, the rise in...

COFI Bill – A vessel for financial inclusion or another missed opportunity

From CompliNEWS | Financial Service Intelligence Watch COFI Bill: A vessel for financial inclusion or another missed opportunity? Financial analyst Kim Heller argues that South Africa’s persistent racial disparities in financial inclusion and prosperity continue to...

Annual Financial Statements 30 June 2025

FINANCIAL STATEMENTS 30 JUNE Just a friendly reminder that FSP's with Financial Year End 28 February, the 2025 financial statements are due for submission onto the FSCA by 30 June 2025. Should the 2025 financials be ready, we will gladly assist with the FAIS online...

PAIA Reports 30 June 2025

ANNUAL PAIA REPORTS 30 JUNE The Information Regulator has requested all public and private bodies to submit Annual Reports for the 2023-2024 financial year by 30 June 2025, in terms of PAIA, Notice PAIA Reports Submission and Requirements: Submission must be done via...

CPD Deadline 31 May

With the next CPD cycle for the 2023 /2024 period having begun on 1 June 2024 and ending 31 May 2025, we wish to remind FSP’s, key individuals and representatives that CPD is one of the outcomes of the Fit and Proper Requirements is to ensure that persons who render...